Terms of Service

01 Acceptance of Terms

These Terms of Service (the "Terms") are a binding agreement between you ("you" or "User") and Douglas J. Beck individually and on behalf of JDL Ventures Corporation, a New Jersey corporation headquartered in Sarasota, Florida (collectively, "we," "us," or "our"). By accessing or using douglasjbeck.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree with these Terms, you must not use the Site.

02 Eligibility

You must be at least 18 years of age and capable of entering into a binding contract under applicable law to use the Site. By using the Site, you represent and warrant that you meet these requirements. Certain content, opportunities, or communications referenced on or accessed through the Site may require additional eligibility criteria, including without limitation accredited investor status as defined under Rule 501 of Regulation D of the Securities Act of 1933.

03 Use of the Site

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial informational purposes. This license does not include any right to:

• Resell, distribute, or commercially exploit any portion of the Site or its content
• Use any data mining, robots, scrapers, or similar data gathering and extraction tools
• Frame, mirror, or otherwise incorporate any portion of the Site into another website without our prior written consent
• Reverse engineer or attempt to derive source code from any part of the Site

04 Intellectual Property

All content on the Site, including text, graphics, logos, images, photographs, videos, audio, written materials, brand names, trademarks, service marks, trade dress, software, and the selection, arrangement, and organization of the foregoing (the "Content"), is owned by or licensed to us and is protected by United States and international copyright, trademark, and other intellectual property laws.

Trademarks referenced on the Site, including but not limited to "JDL Ventures," "The Growth Collective," "InvestorLoan.ai," "JDLDeals.ai," "Investors First Title," "HireMyEA," "SDIRARollover," and related logos and brand elements, are the property of their respective owners. Nothing in these Terms grants you any right to use any trademark without prior written authorization.

You may not copy, reproduce, republish, upload, post, transmit, distribute, modify, create derivative works of, or otherwise exploit any Content without our prior written consent, except for short excerpts used for personal, non-commercial purposes with proper attribution.

05 No Investment, Legal, or Tax Advice

06 No Offer or Solicitation of Securities

07 Forward Looking Statements

The Site may contain forward looking statements, including statements about anticipated returns, market conditions, business plans, growth projections, and similar matters. These statements are based on current expectations and assumptions and are subject to known and unknown risks, uncertainties, and other factors that may cause actual results to differ materially. We undertake no obligation to update any forward looking statements, whether as a result of new information, future events, or otherwise, except as required by law.

08 Real Estate and Lending Activity

The Site references services and activities including real estate brokerage adjacent activity, capital advisory, private lending, title services, and related professional services. Specific licensed activities are conducted through the appropriate licensed entities and licensed professionals within our ecosystem and are subject to applicable state and federal regulation. Nothing on the Site constitutes a representation that we are licensed to perform any particular service in any particular jurisdiction. Where licensure is required, services will be provided only by appropriately licensed entities or individuals and only in jurisdictions where such licensure is held.

Loan products, lending criteria, interest rates, fees, and program terms referenced on the Site or affiliated sites are subject to change without notice, are not commitments to lend, and are subject to underwriting, verification of information, and execution of definitive loan documents.

09 User Content and Submissions

If you submit any information, ideas, comments, suggestions, feedback, or other materials to us through the Site, by email, or by any other means (collectively, "Submissions"), you grant us a perpetual, worldwide, royalty-free, sublicensable, transferable, non-exclusive license to use, reproduce, modify, adapt, publish, translate, distribute, and display such Submissions in any media, for any purpose, without obligation to compensate you and without attribution.

You represent and warrant that any Submission you provide is accurate, does not infringe any third party rights, and is not unlawful. We may, but are not obligated to, monitor or review any Submissions. We are not responsible for the content of any Submissions and assume no liability arising from them.

10 Third Party Links and Services

The Site may contain links to third party websites, services, or resources that are not owned or controlled by us. We provide such links only as a convenience and do not endorse, sponsor, or assume responsibility for the content, products, services, or practices of any third party. Your use of third party websites and services is at your own risk and subject to the terms and policies of those third parties.

11 Prohibited Conduct

You agree not to use the Site to:

• Violate any applicable law, regulation, or third party right
• Engage in any fraudulent, deceptive, or misleading activity
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Interfere with or disrupt the Site or servers, including by introducing viruses, malware, or other harmful code
• Attempt to gain unauthorized access to any portion of the Site, related systems, or networks
• Harvest or collect personal information about other users without their consent
• Use the Site to send unsolicited communications, promotions, or advertisements
• Use the Site for any activity that could damage, disable, overburden, or impair the Site

12 Disclaimers

The Site and all Content are provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including without limitation implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Site will be uninterrupted, timely, secure, or error free, that defects will be corrected, that the Site is free of viruses or other harmful components, or that any Content is accurate, complete, reliable, current, or error free. Your use of the Site is at your sole risk.

13 Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Douglas J. Beck, JDL Ventures Corporation, their respective affiliates, members, officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including without limitation damages for loss of profits, goodwill, use, data, business interruption, or other intangible losses, arising out of or in connection with your use of, or inability to use, the Site or any Content, regardless of the legal theory and even if we have been advised of the possibility of such damages.

To the maximum extent permitted by applicable law, our aggregate liability for any and all claims arising out of or relating to these Terms or the Site shall not exceed the greater of one hundred U.S. dollars (USD $100) or the amount you have paid us in the twelve (12) months preceding the event giving rise to the claim.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the above limitations may not apply to you.

14 Indemnification

You agree to defend, indemnify, and hold harmless Douglas J. Beck, JDL Ventures Corporation, and their respective affiliates, members, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of or access to the Site; (b) your violation of these Terms; (c) your violation of any third party right, including intellectual property or privacy rights; or (d) any content or information you submit to the Site.

15 Termination

We may suspend or terminate your access to the Site at any time, with or without cause and with or without notice, in our sole discretion. Upon termination, your right to use the Site will immediately cease. The provisions of these Terms that by their nature should survive termination, including without limitation Sections 4, 5, 6, 9, 12, 13, 14, 16, and 18, shall survive.

16 Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.

Informal Resolution

Before filing any claim, you agree to attempt to resolve the dispute informally by contacting us in writing. We will attempt to resolve the dispute informally for at least sixty (60) days before either party may initiate formal proceedings.

Binding Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Site that is not resolved informally shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted in Sarasota County, Florida, in the English language, before a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver

You and we agree that any dispute resolution proceedings shall be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, you and we each waive any right to a jury trial.

Exceptions

Notwithstanding the foregoing, either party may bring an action in a court of competent jurisdiction to seek injunctive or other equitable relief to protect intellectual property rights or confidential information.

17 Changes to These Terms

We may modify these Terms at any time by posting the revised version on the Site. The "Effective Date" at the top reflects the most recent version. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Site.

18 Miscellaneous

Entire Agreement. These Terms, together with the Privacy Policy and any other agreements or notices we provide on the Site, constitute the entire agreement between you and us regarding the Site and supersede all prior agreements and understandings.

Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Waiver. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

Assignment. You may not assign or transfer these Terms or any rights or obligations under them without our prior written consent. We may assign these Terms without restriction.

Force Majeure. We shall not be liable for any failure or delay in performance arising from causes beyond our reasonable control, including without limitation acts of God, natural disasters, war, terrorism, civil unrest, governmental action, labor disputes, internet or utility outages, and pandemics.

Notices. Notices to us must be sent to the contact address below. We may provide notices to you by posting on the Site, by email to the address you have provided, or by any other reasonable means.

Headings. Section headings are for convenience only and do not affect the interpretation of these Terms.

19 Contact

For questions about these Terms, please contact:

Douglas J. Beck
JDL Ventures Corporation
Sarasota, Florida
Email: info@douglasjbeck.com